Carousel Image

What is interest free finance for dental treatment?

We always consider the needs of our patients, so we have set up interest free finance, one of the many reasons most of our patients believe we are the best dentist in Southampton.

Interest free finance is when you spread the cost of the dental treatment without any additional cost for multiple months – most of the times up to 11 months. There is no deposit needed and you only pay back the very same amount, 0% finance is just that, you pay no interest on the amount.

At Ferry Dental Centre in Southampton using a financing plan is a popular option for patients as it allows you to spread the cost of your treatment over an agreed period that fits within your budget.

For treatments above £500, you will be able to apply for interest free finance. You will also need to be over the age of 18, but not necessarily a current patient at the practice.

Finance is provided to us by Hitachi Capital Consumer Finance.

How do you provide interest free finance for dental treatment? How does it work?

With Hitachi Finance at Ferry Dental Centre in Southampton, we send you an invitation and you complete the application online on the website of Hitachi Capital Consumer Finance. You provide them your details; we only need your name, the amount and your email address, we have no access to your personal details. Hitachi will do a credit check that may leave a footprint – it may have an impact on your credit score (it is all explained prior to filling the on-line application)

This is a form of loan without interest that you payback to Hitachi, we receive the full amount from Hitachi Finance after a few weeks and you repay directly to Hitachi Finance.

Interest free finance is a convenient way to have the smile you wish for without any delays and at no additional cost to you.

Contact us today to book your Free Cosmetic Consultation!



Patients can now spread the cost of their treatment over 11 months with the 0% Finance plan, provided by Hitachi Capital Consumer Finance. If your treatment is over £500, and you would like to spread your payments up to 11 months you can apply by completing an online credit application, after your treatment plan has been finalised.

The Benefits:

For anyone considering using our interest-free facilities to fund their private dental treatment, the benefits are clear:

1. You get the treatment you want – treatment that will make you look and feel a million times better 2. You get to spread the cost of that treatment over a suitable period 3. Interest-free can be a much more affordable alternative to credit cards or bank loans 4. It’s easy to apply and simple to repay by Direct Debit

Questions and Answers

Q. Who can benefit?

A. Just about anyone over the age of 18. You don’t have to belong to a private dental plan. You don’t even have to be a regular visitor at this practice. Our finance is provided by Hitachi Capital Consumer Finance, and so everything is dealt with by them.

Q. What can I use them for?

A. You can use the payment plans to pay for dental work as long as your treatment totals above £500. If you’re not sure whether they’re right for your treatment, please ask your dentist.

Q. How do I make the repayments?

A. Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.

Q. How much will I pay?

A. With our 0% facility you pay the cost of your dental treatment – no more and no less. Interest-free means just that! There are no hidden costs and no deposit is required!

Q. What are the repayment terms?

A. Interest free option is available for repayment terms of up to 11 months.

Q. How do I apply?

A. Once you’ve agreed on a course of treatment – and a cost – with your dentist, the dental practice will contact Hitachi and we will send the credit application to your email address. You can then fill in all your details in a confidential manner. As soon as this has been approved and then processed, you’ll receive written confirmation from the credit provider. Simple as that!

Q. How often can I use the facility?

A. You can apply for a payment plan for each course of treatment, subject to the usual credit application.

Q. What if my application is rejected and how do I find out why?

Unfortunately, here at Ferry Dental we will not know the reason for disapproved applications ( this is strictly confidential between the patient and the Finance provider) however this can be discussed with Hitachi themselves.

What if I need my finance refunding for any reason?
We hope that you will be happy with your treatment with us. If, for any reason, you require a refund for treatment that is covered by your finance plan, this needs to be processed via our lender. In the first instance, please speak to the practice who will be able to advise the correct course of action.


Finance is provided by Hitachi Capital Consumer Finance. All loans are subject to status, terms and conditions apply. Please contact the practice to receive the full finance criteria.  

Categorised in:

Comments are closed here.